About the Medicare Savings Program
Louisiana helps eligible, low-income beneficiaries pay for
Medicare with the Medicaid program.
Medicaid is a health care program that helps pay for medical services for people
who meet specific requirements.
Medicaid Programs for Medicare Beneficiaries
You may be eligible depending on your income and assets (Effective as of April
1st of current year):
- Do you have Medicare Part A Hospital Insurance? (Look at your Medicare card.)
- Is your monthly income at or below $1,257 (single person) or $1,703
(married couple)?
- Are your financial assets, such as bank accounts, below $6,940 (single person)
or $10,410 (married couple)?
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INCOME
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ASSETS
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Qualified Medicare Beneficiary
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SINGLE
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$931
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$6,940
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COUPLE
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$1,261
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$10,410
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Specified Low Income Beneficiary
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SINGLE
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$1,117
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$6,940
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COUPLE
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$1,513
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$10,410
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Qualified Individual
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SINGLE
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$1,257
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$6,940
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COUPLE
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$1,703
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$10,410
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Assets are things you own, such as checking and savings
accounts, certificates of deposit, cash value of life insurance, stocks and
bonds. Some things you own do not count toward your asset limit, such as
your home and furnishings, your car, burial plots, and life insurance.
These limits are guidelines. The only way to know for sure
if you are eligible is to apply.
You may visit or call your local Medicaid Office, Local
Council on Aging or SHIIP to apply for the Medicare Savings Program. You
will need to complete an application form and participate in an interview.
The interview can take place in person or over the telephone. Within 45
days, you will receive a notice in the mail that tells you whether your
application was approved.
Click here for Extra Help brochure
Click here for Medicaid Application
For more information about enrollment centers or Medicaid call:
If your application is denied, you have the right to appeal within 30 days of the denial.
- Medicare Prescription Drug Plans
- SenioRx
- Low Cost Drugs
- Pharmaceutical Manufacturers Association Free Medications Directory
View the 2013 Standard Part D Benefit
View the 2013 Stand-Alone Part D Drug Plans
Medicare Prescription Drug Plans
People with Medicare can enroll in a Medicare prescription drug
plan and receive extra help paying for the premiums, deductibles, gaps in
coverage and co-pays. The 2012 resource limits are $8,440 ($13,410 if married)
for the full low-income subsidy.
Click here for a link to the Social Security Administration
Click here for the application
SenioRx
The Louisiana SenioRx Program is a program that connects
qualified, low-income people with discount prescription drugs, direct from the
pharmaceutical manufacturer. Trained counselors are also available to provide
Medicare Part D Prescription Drug Coverage plan comparison and enrollment
assistance
SenioRx does not provide assistance for obtaining short-term medications to meet
acute needs, including antibiotics.
Patients will be assisted with the public or private programs
most likely to meet their needs.
LouisianaSenioRx.org helps low-income, uninsured patients:
- Enroll in more than 150 company patient assistance programs
- Access more than 1,200 medicines for free or at a low cost
- Learn how to contact government programs for which they may qualify
Link to Governor's Office of Elderly Affairs - Aging and Disability Resource Center
VA Prescription Benefit
If you are an honorably discharged veteran, consider using your VA drug
benefit ($8 per prescription per month). Veteran can use the VA drug
benefit by mail order for their monthly maintenance drugs and still use
Medicare Part D for other prescriptions. To apply, call 1-877-222-8387.
Low Cost Drugs
Several national pharmacies have
announced they are drastically reducing the cost of generic prescription drugs.
Target, Wal-Mart and Sam's Club, CVS, Walgreens, Rite Aid and several of your
grocery store pharmacies offer low cost charge for generic drugs.
You will need to contact the drug store for participation
and list of medications included in the program.
Pharmaceutical Manufacturers Association Free Medications Directory
Many pharmaceutical companies have programs which provide free or low cost medications to those in need regardless of age.
Most of these programs require that you:
- Do not have insurance that covers outpatient prescription drugs
- Do not qualify for government assistance
- Have income within their stated guidelines
The application process is different for each company. Usually a doctor must sign
your completed application form and have his/her office submit it for you.
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