Louisiana Department of Insurance
Volume 12, Issue 11
November 2012


Commissioner Jim Donelon
Theodore "Ted" Haik, Jr., Chair
Jeff Albright, Vice Chair

Raymond J. Aleman, Sr.
Lee Ann Alexander
J.E. Brignac, Jr.
Paul Buffone
Stephen F. Campbell
Anne Cassity
Sheriff Greg Champagne
Representative Greg Cromer

Manuel DePascual
Michael Guy
Lance "Wes" Hataway
Ron Henderson
Senator Eric LaFleur
Scott Landry
LTC John A. LeBlanc
Ann Metrailer
Robert Moorman
Senator Dan "Blade" Morrish
Chris Roy, Jr.
Representative Kirk Talbot
Earl Taylor


Terrell B. Moss, Director

David Evans,
Supervisor/Research Analyst

Katie Walsh, Administrative Assist./Research Analyst

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LDI Press Release:  Commissioner Donelon Reports Another Decline in Auto Theft 

The number of vehicle thefts in Louisiana has declined nearly 42 percent over a five-year period.  The latest figures from the FBI Uniform Crime Report show a steady decline in the rate of auto theft in Louisiana, dropping from 15,640 in 2006 to 9,123 in 2011.

The latest FBI data come as the LDI along with the Louisiana Automobile Theft and Insurance Fraud Prevention Authority (LATIFPA), is launching a statewide public awareness campaign to combat vehicle theft and fraud, consisting of billboard and radio ads that will help spread the message of how to avoid auto theft and burglaries, as well as address the impact of insurance fraud and how to report it.
Commissioner Donelon hopes to raise public awareness of “vehicle theft and burglary, as well as insurance fraud, which all impact consumers through higher premiums passed along to policyholders.”

According to the National Insurance Crime Bureau, more than 10 percent of insurance claims submitted each year are fraudulent. Insurance fraud accounts for as much as 10 percent of insurance premiums and the average household spends $950 a year in additional premiums to cover the cost of insurance fraud in America.
Commissioner Donelon and LATIFPA are offering motorists the following additional tips for vehicle crime prevention:

  • Remove your keys from the ignition upon leaving the vehicle and never leave your car’s engine running unattended, not even in your driveway or for a quick errand.
  • Close your windows completely.
  • Park in well-lit lots and garages that have security and/or parking lot attendants. Avoid parking near dumpsters, large vans or trucks, woods, or anything else that limits your visibility.
  • Never hide a second set of keys anywhere on your car. Thieves know where all of the “hiding places” are.
  • Don’t park in the farthest corner of the lot, but rather near the entrance of a facility to insure the most foot traffic and the most potential witnesses.
  • Park with the wheels turned toward the curb, even when parking in driveways and parking lots. This makes your vehicle difficult to tow.

 Ron Henderson Appointed Deputy Commissioner of Consumer Advocacy

Commissioner Jim Donelon has appointed Ron C. Henderson Deputy Commissioner of Consumer Advocacy, Louisiana Department of Insurance (LDI). 

After pursuing a career in the private sector, Mr. Henderson returned to LDI earlier this year as part of the Legislative Team in the Department’s Legal Division.  Prior to his leaving, Mr. Henderson had served as Deputy Commissioner of Licensing and Compliance for over a decade.

Mr. Henderson is the newest member of the Louisiana Property and Casualty Insurance Commission. SB 208 (Act 317), passed in the 2012 Regular Legislative Session, added the Deputy Commissioner for Consumer Advocacy to the LPCIC membership.

Seatbelt Use Increases, Highway Fatalities Decrease

Here’s something to be thankful for… For the fourth year in a row, the number of highway fatalities in Louisiana has declined.  The drop in deaths could be attributed to an increase in seatbelt use.  Data indicates that seatbelt use in the state has reached an all-time high this year, with 79.3 percent compliance with safety belt laws.

Lt. Col. John LeBlanc, executive director of the Louisiana Highway Safety Commission, attributes the increased seat belt usage and the decreased number of fatal crashes to public education programs and campaigns combined with increased enforcement.

Don’t Be a Turkey… Practice Holiday Safety

The Thanksgiving holidays are upon us.  Between the hustle and bustle of family gathering around the table, little ones running around,  turkey in the oven and making sure the holiday celebration goes off without a hitch, it’s easy to get  caught up in the holiday rush and forget even the most basic of safety tips. 

  • Keep the floor clear so you don’t trip over kids, toys, pocketbooks or bags.
  • Keep potholders and food wrappers at least three feet away from heat sources while cooking.
  • Keep knives out of the reach of children.
  • Make sure all stoves, ovens, and ranges have been turned off when you leave the kitchen.
  • Set timers to keep track of turkeys and other food items that require extended cooking times.
  • Turn handles of pots and pans on the stove inward to avoid accidents.
  • After guests leave, walk around your home to make sure that all candles and smoking materials are extinguished.
  • Make sure your smoke alarms are working. Test them by pushing the test button.

The Louisiana Property and Casualty Insurance Commission wishes you a safe and happy Thanksgiving holiday!

On a Lighter Note...

Lance Herrin, LDI Assistant Commissioner of Management & Finance as "Mayhem" from Allstate and Denise Brignac, LDI Chief of Staff as "Flo" from Progressive show their Halloween Spirit at the LDI Fall Festival!